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Summary For Years Ended
31 December 1999

(A) Payments to Insurance Policyholders

Years Ended to December  99

1995 ($000) % 1996 ($000) % 1997 ($000) % 1998 ($000) % 1999 ($000) %
Death 198643 16 201877 16 188794 16 190357 15 241962 16
Maturity 233713 18 276386 22 255951 22 291290 23 358269 24
Annuity 24231 2 23316 2 24692 2 11569 1 11862 1
Disability /Income Replace-
ment
36754 3 33219 3 41857 4 47908 4 61872 4
Surrender 633882 50 616299 48 542113 47 619934 49 687266 46
Cash With-drawals 147556 12 127572 10 101614 9 116623 9 132128 9
TOTAL 1274779 100 1278669 100 1155021 100 1277681 100 1493359 100

Source:ISI Quarterly Statistics

(B) Payments to Superannuation Scheme Members

Years Ended  to December 99

1995
($000)
%

1996
($000)

%

1997
($000)

% 1998
($000)
% 1999
($000)
%
Death 28581 3 40213 4 34611 3 52223 4 29529 3
Maturity 143814 16 144461 15 259026 25 225925 19 138139 12
Annuity 10418 1 16458 2 15650 2 25755 2 24190 2
Disability/
Income
Replace-

ment
7187 1 9354 1 624 - 12403 1 5343 -
Surrender 264898 30 433072 45 447369 43 557447 47 462062 40
Cash
Withdrawals
161892 18 196884 21 189414 18 246488 21 382958 33
Scheme
Termination
258810 30 116808 12 85798 8 67707 6 113792 10
TOTAL 875600 100 957250 100 1032492 100 1187948 100 1156013 100

Source:ISI Quarterly Statistics19%

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